- Buying Process
- How To
Purchasing a trailer, whether for business or personal use, is a significant investment. At TrailersPlus, we understand that flexibility in financing can make a big difference. With financing options tailored for various credit scores and purchasing preferences, we’re here to help you find a payment plan that makes sense!
Along with purchasing a trailer in cash, we offer several paths to trailer ownership, including traditional loans, Rent-to-Own options, and flexible alternatives like credit cards and co-signers.
Traditional Financing Options
Our traditional financing is designed to meet the needs of customers across the credit spectrum. We work daily with trusted lenders like Sheffield Financial and Rock Solid Funding to bring you competitive rates and accessible terms.
- Low Interest Rates: Qualified buyers with strong credit scores can access rates starting at 8.24%.
- Flexibility for Varied Credit Profiles: Sheffield Financial caters to customers with excellent credit, while Rock Solid Funding provides options for a broader range of credit scores.
- No Penalties for Early Payoff: If you want to pay off your loan ahead of time, you can do so without facing extra fees.
Accepted Payment Methods for Traditional Financing
TrailersPlus makes it easy to finalize your purchase. Our accepted no-fee payment methods include cash (up to $9,999), debit cards, certified checks, government checks, wire transfers, and financing through Sheffield or Rock Solid. If you prefer to use a credit card, a 2.5% fee applies for in-store payments.
Rent-to-Own Program
For customers who need a pay-as-you-go plan without a formal credit check, take advantage of a Rent-to-Own option with C3 Rentals.
- No Credit Requirements: This program accepts all credit scores, making it ideal if traditional financing isn’t an option.
- Use The Trailer Right Away: Take home your trailer and start using it the same day while making affordable monthly payments. Ownership transfers to you once payments are complete!
For upfront costs through C3, you can use ACH payments at no additional cost, while credit card payments have a 3.5% fee.
Other Financing Options
We also offer alternative ways to make your trailer purchase, allowing more flexibility:
- Debit Cards/Credit Cards: All TrailersPlus locations accept major credit and debit cards, with a 2.5% processing fee for credit cards. Be sure to check your debit card’s daily purchase limit beforehand. Also make sure you know your PIN.
- Co-Signers: Adding a co-signer with a stronger credit history can help secure better terms if needed.
- Local Banks & Credit Unions: If you prefer working with a specific financial institution, we’re happy to collaborate with your bank or credit union for personalized rates.
Benefits of Financing with TrailersPlus
Financing through TrailersPlus comes with several advantages beyond just getting your trailer on the road:
- Same-Day Financing: For qualified applicants, we offer quick approvals so you can drive off with your trailer as soon as possible.
- Flexible Payment Plans: We work with you to find a payment schedule that works best for your budget.
- Dedicated Support: Our finance experts are here to assist with every step of the financing process, answering any questions you may have.
- Special Rates: Qualified buyers may access rates as low as 8.24%, making financing affordable.
- No Early Payoff Fees: Choose the financing terms that fit your goals without penalties for early payments.
How to Apply
Applying for trailer financing is easy with TrailersPlus. Simply reach out to our financing team, apply online, or visit a nearby TrailersPlus location to discuss options in person. We’re here to guide you through each financing step and help you find the ideal solution.
With over 80 locations across the country and thousands of trailers available, we’re committed to making trailer ownership accessible, affordable, and convenient. Connect with our team today to learn more about our financing options and drive away with confidence.
